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The simple answer is - spend and pay ! Most credit card companies will issue a card to a 'first-time user' without problems. Once you get the card - use it regularly, but pay off the balance as quickly as you can. Don't 'max it out' so you need to ask for more credit. That will start to build your credit history, and make more facilities available to you - such as cash advances, increased limits etc.
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Does your age affect your credit score?
No, but your credit history accounts for about 15% of your credit score.
What age should one have to get an Icici credit card?
Someone can get an Icici credit card starting at age 18. Age should not be the main consideration when getting a credit card. Credit history and responsibility are important.
Can you get a credit card at age 17?
No! They're too young just yet!
Why might a rental car company refuse to rent to someone?
bad credit, no credit card, age, no license, history of accidents
How will your credit score be affected when the bankruptcy drops off?
That depends on, what's on your credit bureau file. The score will look at the age of your credit cards, balances and payment history
What information goes into a credit score and what information does not?
your bill payment history, the number of accounts you have and what kind, how long you have had your accounts open, and your recent credit activity.
Can you get a heart attack at young age?
Theoretically? Yes, you can have a heart attack at a young age. It all depends on how fit you are, and also your family history. The likelihood of a young person having a heart attack, however, is very slim.
How does a car repo affect credit?
It goes on your Credit History as an incomplete pay history and in the comments sections in the Credit History for that bank they will give the reason for the negative history.
How might history be if Alexander had not died at such a young age?
War and how our military works today could be changed
Account receivable financing is based on What?
There are three major factors in accounts receivable financing. Receivables buyers look at the size of the accounts, buyers' credit history, and the age of the receivable.
How do i get credit history?
You can get credit history by having a credit card or line of credit. Anything that reports to the credit bureaus that you are paying each month. You can also get some credit accounts added to your credit history by becoming an authorized user on a spouses or family members account. All this doesn't matter if it isn't paid on time, so a credit history length with a good payment history will help your credit score.
Credit Cards No Credit History Required for Students ?
Many students have not yet had the opportunity to build a positive credit history. Fortunately, there are lenders that offer credit cards no credit history required. Student credit cards are specially designed for young students with limited credit. Providers that offer these cards will accept applicants that may be considered a high risk by other lenders. However, applicants with a limited income must provide a cosigner unless the are over 21 years of age. Even with a cosigner, students may be looking at fairly high interest rates. The upside is that these cards give students the perfect opportunity to begin working towards a good credit score.
