0
Most if not all policies provide coverage for personal property. There may be a sublimit available (i.e. only provide coverage up to $500) on guns. But keep in mind that if the value of the gun does not exceed your deductible it is not worth making the claim.
Add your answer:
Earn +20 pts
Does home owners insurance cover if your friends car was broken into?
If YOUR belongings were in the friend's car and they were stolen, they are covered on YOUR homeowners or renters policy. If your friend's belongings were stolen from a car, HIS or HER homeowners/renters policy would pay.
Will homeowners pay for theift while staying at their home?
Some homeowners may pay for theft for those staying in their home. Many homeowners insurance policies cover theft inside the home and the policy can be used to replace stolen items.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
How can homeowners insurance pay for homeowners association dues if i cannot pay?
It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.
Will homeowners insurance pay for a stolen ring if the alarm system wasn't on?
It should, they do offer a discount for having an alarm. They cannot dictate the times that it should be on.
Will homeowners insurance pay to remove mold?
No
What happens if you cannot afford the homeowners insurance deductible?
Normally when you buy a house, you will be required to get home owner's insurance and pay a deductible. If you can pay the deductible, you may lose your homeowners insurance.
How can you get your homeowners insurance to pay for new carpet?
You can't.
Does homeowners insurance cover money stolen from your car?
Homeowners Insurance policies typically have language that excludes coverage for cash, bullion, fine jewelry, furs and other luxury items that are not specifically scheduled for coverage. If you want it covered you have to schedule it and pay the additional premium for scheduled property.
Does my homeowners insurance pay for your loss of pay when you fall in your own home and out of work?
No
Does homeowners insurance pay your mortgage if you become disabled?
Homeowners insurance does not cover your mortgage if you become disabled. You would need to obtain mortgage protection insurance for that.
How do you get the most money from insurance company after a home invasion?
Home Invasion and Homeowners InsuranceThat all depends. What did they steal? Is it covered under your homeowners Policy? If the stolen property is listed as covered under your homeowners Insurance then you should file a claim for the stolen property. If the door or window was kicked in or damaged then you can file a claim for cost of repairs.There is no coverage specific to a home invasion on your homeowners policy so there is no pay out for "home invasion" in and of itself.If you were injured firing the home invasion you will need to look to your medical insurance to cover the costs of related health care.
