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It depends on what caused the leak.
If your leak was caused by a covered peril on your policy such as Hail wind fire etc, then your homeowners insurance would cover the cost of a repair and the repair of internal damage resulting from the leak.
If the leak is resultant of aged material or normal wear and tear such as an old faucet or an old roof that has outlived the life of the material, then it is a maintenance issue and would not be covered under your homeowners insurance policy.
You can look at your policy coverage packet (it should be at least 10 pages long). However, these tend to be filled with legal jargon, so I would call your agent or find the underwriting department at your insurance company. Be sure to find out what KIND of cause for the water damage is covered. Floods, natural disasters, and sometimes even sewer line breaks frequently aren't covered.
It depends on what kind of warranty coverage you bought, They are not all written the same. Some warranties are better than others.
You could read your warranty papers your self to see the coverage terms or just call the warranty company and ask them to explain the coverage terms.
Only when that home Insurance Policy has A Flood Insurance Policy Form. Flood Insurance is required before it will pay for Flood related damage.
Yes, If the storm was a covered peril under your home insurance policy, then the resulting damages should be subject to coverage.
Every policy is different, depending on where you live and what options you selected when you purchased your policy.
Your broker can answer your particular question.
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Does liability auto insurance cover your car if you hit a pole?
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
Are dishwasher leaks causing damage to another unit's ceiling covered by homeowner's insurance?
The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.
What does TV insurance protect?
TV insurance protects one's television in case of any damage caused by things like weather. If a hurricane were to damage one's TV, an insurance company would cover the replacement costs.
Does homeowners insurance cover attic restoration?
Certainly not. Homeowner's insurance does not pay for renovation to any part of your home unless it was damaged and the damage was due to a covered cause. And, in the case of damage, the insurance will strive to replace, not improve the situation.
What insurance companies cover damage from a car wreck?
There are many insurance companies which provide coverage on wrecked vehicles. Typically, these vehicles will need to be fully insurance. Liability insurance does not cover a wreck. Geico, Progressive, Allstate, and State Farm all have policies which cover a vehicle in case of a wreck.
Does Garage Keepers Insurance cover non-collision damage to vehicle specifically engine failure due to diesel runaway?
No, it would not cover damage of that nature. Garage Keepers insurance provides protection in case a vehicle is damaged by fire, theft, vandalism or collision.
Will insurance cover opossum damage?
Typically no. but you might wanna contact your insurance agent just in case. There are some new policy forms of late that are offering such coverage,
What kinds of things does condominium insurance cover?
Adjoining condominiums and townhouses run the risk of incurring damages from an unforeseen water damage / fire. Your unit may had a fire and smoke damage to your neighbors unit or your dishwasher leaks and causes the unit below to have to replace their ceiling, electric and etc. Who is responsible in a multi-unit building? The first thought is the association will cover it, but that is not generally the case. H06 Insurance will be the policy for this type of protection. Without it, you will need very deep pockets to cover your interior damage and the damage of your neighbors. That’s why it is very important to have an insurance policy for your condominium or townhouse unit.
Is it a good idea to get renter's insurance when renting apartments?
Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.
What are the advantages of public indemnity insurance?
Public indemnity insurance covers you for any damage or legal issues attributed to you, to a member of the public. For example, this can cover legal costs in the case of an accident.
What type of insurance do you need for a cleaning forclosed homes?
Liability insurace (in case you damage something or hurt someone) and, if you have enough employees, Worker's Compensation insurance to cover your workers that get hurt on the job.
What is the purpose of a building cover?
Building insurance covers the main structure of the building itself. In the case of subside, burn or extreme weather damage, all costs of rebuilding or repair is covered by the building insurance.
