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Does PLPD insurance cover you if you lose control of your car on ice and hit a tree?
No
What are the rules or guidelines of PLPD insurance?
PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with
Is fire and theft covered on plpd insurance in Michigan?
No, if your car burns, is stolen, or is destroyed by vandalism, you won't receive a cent in Michigan with PLPD. Even in an accident you won't receive anything, your PLPD will only pay other people for damage you cause to them, it won't pay you a dime, that's why it's cheap.
Does plpd cover a passanger window that has been broken by someone else?
Not sure what plpd coverage is..is it maybe personal liablity property damage? If so no, I don't think that would cover a window broken out. You would need comprehensive coverage for a vandal breaking out your window.
Will property damage liability coverage cover your car for theft and fire?
No, only "comprehensive" coverage would pay for that. Liabiility AKA PLPD AKA property damage and liability ONLY covers other vehicles you may damage in a crash YOU have caused.
Will PLPD cover vandalism to your car?
Not usually. That type of coverage is called "comprehensive", but even that doesn't cover everything. Depends on the type and extent of the damage.
Should plpd insurance cover costs for hitting a wild animal?
Nope, PLPD aka liability only covers other vehicles for accidents which you may be at fault for. Comprehensive insurance would take care of an incident such as this.
Does your plpd insurance cover the damages to a car that you hit?
I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.
If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?
I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.
What does PLPD car insurance cover you for?
PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.
If you have PLPD or no fault insurance and you hit someone from behind and their car is fine and yours is not will your car insurance cover it?
No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.
Does your insurance cover theft from saddlebags on a motorcycle?
Your motorcycle insurance will not cover theft from your motorcycle. Just the same as with your automobile, the theft is covered by your home or renters insurance.
