You should not have to give bank details, only your credit/debit card information such as the type of card (Visa, MasterCard, etc.), the card number, and the expiration date.
If you buy a Moshi Monsters Time Card online, you will have to have a credit card or a debit card to pay for it, so yes, you will have to give your card number.
If you buy a Moshi Monsters Time Card in a store, you can pay for it with cash and will not have to give any credit card or debit card information.
If you buy a Moshi Monsters Membership Time Card and use it for a paid membership on Moshi Monsters, then yes, you will be a Moshi Member/Super Moshi.
The Moshi Monsters Time Card number is the number on the back of the card that you enter on the Moshi Monsters web site in order to have a paid Moshi Membership. Moshi Monsters Time Cards may be purchased at various stores, depending on which country you live in. Each Time Card number is unique. You have to purchase your own Moshi Monsters Time Card to get the number to use for membership.
Lots of people have Moshi Monsters Time Cards which they use for a paid Moshi Membership on Moshi Monsters.
You do not need a member card to get the free Basic membership on Moshi Monsters.
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To become a member on Moshi Monsters with a debit card, you use the debit card as if it were a credit card. Sign up for membership at Moshi Monsters. When it asks for your credit card information, just enter the debit card information.
For a full list of Moshi Membership card stockists see the Timecard page on the Moshi Monsters website.
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You can get a 3 day Moshi Monsters membership card from a friend who buys a Moshi Monsters Gift Pack.
The number on a Moshi Monsters Time Card for paid membership is on the back of the card, under a scratch off panel.
Each Moshi Monsters Time Card code is different. You need to buy your own time card to get a code.
You can find a full list of Moshi Monsters Membership Card stockists on the Moshi Monsters website. See related links.