Yes
Carrier or Lennox. Carrier is better out of the two. As Florida contractor I would not buy or sell either because they are expensive. Goodman and Amana have much better prices and warranties.
Not if you are an independent contractor.
What your looking for is Commercial General Liability Insurance for contractors, not professional liability insurance.And Yes. Almost any Commercial lines carrier will provide CGL coverage as well..
What is the question? An insurance carrier is an "insurance carrier." Some government programs may not use the term "carrier" but the effect is the same if you are covered and have a loss.
An insurance carrier, whether a private carrier or a government program, is referred to as
This is an agreement that allows the insurer to recover the costs of your claim from the entity that you file against, usually an employer. To be precise, as it applies to workers' compensation: A waiver of subrogation means an insurance carrier is waiving their right to "Subrogate" or attempt to collect compensation or share in the responsibility for a claim with the party in question. An example, say contractor A is working for Customer B. Under normal circumstances if an employee of contractor A was injured working on Customer B's propoerty then after paying a claim for the injured worker, Contractor A's insurance carrier could attempt to collect part of the paid claim from Customer B or their insurance carrier if there was potentially any liability (loose rocks on the ground to slip over, improper lighting, etc). With a waiver of subrogation in place, Contractor A's insurance carrier would still pay the claim, but would be unabel to go after the customer or their insurance company. Because of this, insurance companies that provide a waiver normally charge for it. The waiver itself is treated as an endorsement onto the Employees' existing policy, and payment is usually expressed as either a flat charge or as a percentage of the payroll spent on the job-site.
can you help me find a person's automobile insurance carrier?
Assuming that you are talking about in the case of an accident, you should only talk to your insurance carrier. They will contact the other person's insurance carrier.
Yes, PIP or personal injury protection is available everywhere through your auto insurance carrier. Most people opt for $1000-2000 in coverage.
Yes
yes and they usually do.