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It is a form number mentioned in a sales letter written by Stansberryresearch.com that alludes to getting more money from the Social Security Administration.

However, Form 521 is the form you would fill out if you were to write a check TO the Social Security Administration paying back the money you have received from taking retirement at an earlier age. The reason for paying the money back would be that you are now eligible (read old enough) to apply for the bigger benefit amount you would be entitled to had you waited.

So you would repay what you have received, and then apply and get what amounts to a benefit increase in the form of a bigger Social Security payout every month.

Is this legal?

According to Forbes.com's research, the answer is yes. There are reasons to seriously consider it, according to their article. (See Sources and Related Links, below).

(Google "form 521" without the "-b" at the end, and you can find the article mentioned above for yourself.)

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Q: What is Social Security form 521-B?
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