A.M. Best rating A XIII
Merit rating insurance is a system where insurance premiums are adjusted based on the policyholder's individual risk factors, such as driving record or claims history. For example, in auto insurance, a driver with a clean record may receive lower premiums compared to a driver with multiple accidents. This system allows insurance companies to more accurately price policies based on the specific risk profile of each policyholder, promoting fairness and efficiency in the insurance market.
Your bank probably does some good deals. You can also ask you home or car insurance company. You can also go online to these websites to get quotes : esurance, insure, ambest.
They have an A rating from Demotecj
I had an Agent from Our Secure Family Insurance call me. My caller ID shows the number for this Agent as 515-864-7727. He stated that "Our Secure Family" has other insurance companies that write the coverage, so it may be a broker or an agent. Note also that many insurance companies, agents, and brokers tout that when you deal with them, your financial and personal information is kept confidential. Therefore, you may be interpreting the words, "our secure" (since you did not originally capitalize them) in that way. The phone shown is a Iowa Land line with no public name or address. Mail may emanate from Kenerville, NC and show a URL of oursecurefamily.com The BBB showed no info on the company and the AMbest .com website there is no info or rating on the entity. Note though, that AMbest rates only insurers, and neither brokers not agents. The entity does have a website, although a basic one that shows no phone number. It states that it is a source for mortgage protection insurance, critical illness insurance, and several other types of insurance that can be triggered to help pay your mortgage in the event that you are unable to work as a result of a covered occurrence.
Any Insurance company that has an AM Best A+ rating. That's the highest rating a company can get and almost all of them do.
Group rating plans.
Primerica Life Insurance rating by AM Best is currently A+
The judgement rating insurance is whereby an underwriter uses the intuition and experience instead of the manual to determine the rates.
ABI
There is no insurance rating for "color of car".
No A.M Best rating at company request.