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This is taken directly from the Medicare and You 2009 book:

Medicare generally doesn't cover health care while you are traveling outside the U.S. (the "U.S." includes the 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa). There are some exceptions including some cases where Medicare may pay for services that you get while on board a ship within the territorial waters adjoining the land areas of the U.S. In rare cases, Medicare may pay for inpatient hospital, doctor, or ambulance services you get in a foreign country in the following situations:

1) If an emergency arose within the U.S. and the foreign hospital is closer than the nearest U.S. hospital that can treat your medical condition

2) If you are traveling through Canada without unreasonable delay by the most direct route between Alaska and another state when a medical emergency occurs and the Canadian hospital is closer than the nearest U.S. hospital that can treat the emergency

3) If you live in the U.S. and the foreign hospital is closer to your home than the nearest U.S. hospital that can treat your medical condition, regardless of whether an emergency exists

You pay 20% of the Medicare-approved amount, and the Part B deductible applies.

You can see the book by going to the link in the Related Links.

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βˆ™ 10y ago
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βˆ™ 15y ago

Medicare Parts A & B generally do not cover medical care in other countries; there are some limited exceptions for Canada and Mexico. Some Medicare Advantage plans might include care in other countries.

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βˆ™ 16y ago

Generally no.

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Q: Is Medicare part A and B coverage available when abroad?
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Related questions

Why does Medicare Part A not cover hospital expenses of American seniors abroad?

This is one of the many limitations with medicare, supplement policies often have coverage for travel.


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Can you buy Medicare supplemental insurance if you have Medicare carve out coverage?

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