Read your governing documents to determine the boundary between what is owned by individuals and what is owned in common with all other owners: common areas/ limited common areas. As well, the association's broker can help you understand what is insured in the attic area, if the policy is an all-in policy.
There is no standard.
Best practices dictate requiring owners to carry individual HO-6 insurance policies to cover their property, which may include items stored in their attics or the association's attic/ storage areas.
morgenthau
That information would be set forth in the Master Deed of the Condominium.
the Tender to (seek power) is an element of all human associations, from the family through fraternal and professional associations and local political orginizations. to the state
Morgenthau's Politics Among Nations
two different types of death insurance (A+)
It depends on your condominium governing documents, where you can find a list of assets owned as limited common elements, meaning assets owned in common for the benefit of a single or a single group of owners. Generally, in a high-rise condominium, for example, unit entry doors are considered limited common elements.
two different types of death insurance (A+)
You need to consult your condominium survey and declaration. If the attic is a common element most likely this is an association issue. But if you are suffering consequential damages (i.e. the mold is now affecting your unit) you also may have a claim. That may depend on your state's laws regarding whether associations have the right to sue on your behalf (if you let them).
PD = Property Damage This is direct damage to the bricks and mortar of your building TE = Time Element This is the direct damage done to your loss of business income due to a covered cause of loss.
This life insurance policy has two different types of death benefits.
two different types of death insurance (A+)
this life insurance policy has premium payment for a set number or years....