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Are Canadian background checks on immigrants done by provincial or federal government?
The federal government.
Where can one carry out online credit checks?
Online credit checks are done with the major credit reporting bureaus. Trans Union, Equifax, and Experian. Credit checks can also be done with several of the major credit card companies.
The national government?
the government that takes care of things that need to be done state wise.
Can the federal government keep money to states if states don't adhere to federal law?
Absolutely! The Federal Government has done this many times.
Which branch of government can establish a federal government?
The branch of government that can establish a federal government is the legislative. This is done through the Congress which is given the power by the US constitution.
Licensure to practice medicine is done by?
federal and local government
What recourse do you have if Experian entered inaccurate information on your credit report?
Your first step is to dispute it with Experian. There's a form or online page they will provide and it really shoudln't be done over the phone. You want documentation. If you have documentation that proves the information incorrect, send copies to them. If not, they must stop reporting the information until they verify it as true. If they can't, they have to remove it. This is covered under the Federal law known as the Fair Credit Reporting Act. If you follow all the right steps and still have trouble, file a complaint with the Federal Trade Commission, which oversees the credit bureaus.
How do you reverse a bad credit history after you paid a debt?
You can write the three credit reporting agencies and report the debt as paid. Usually, the debt holder will write them for you, but you should check that this has been done.
Can paid-off credit cards be taken off your credit report and if so how?
You can try writing letters along with proof that the debt has been paid. Send copies to the credit reporting agencies, asking them to remove the information. And the CC asking them to verify the payoff to the credit reporting agency. They might be reluctant at first, but if you are persistent (in a nice way) you could get it done. Good Luck
How regularly does the credit history of a person update?
wonders how to explain this*There is no procedure that automatically updates a consumer's credit file. A consumers' credit file is established by creditor/members reporting information on that person to the bureaus. Each subscribing member has their own reporting policies. For the vast majority, this is done via computer tapes on a monthly basis. But there are many creditors who report only sporatically and still others who never report. Credit reporting is a voluntary activity. There is no law which requires or compels the updating of credit information.
How can one put a fraud alert on their credit report?
You can learn about your rights under Fair Credit Reporting Act and Call transunion or Equifax. A fraud alert is free. It can be done via phone or email.
Can you report people to the credit bureau if you hold their mortagages or contracts?
yes. contact the credit bureaus and learn how to set up an account and do the reporting. You can help us all. You should have done this before you rented or sold and gotten a credit report then.
