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Your general liability policy contains three separate limits.

A per occurrence limit (Max paid out for any one occurrence)

Aggregate (Max pay out for multiple policies on claim)

Products and completed ops aggregate (Can reduce amount paid for product or

operations claims, to below the other aggregate limit or even the per occurrence limit. Lack of products and completed ops coverage can also be a problem which would show no product and completed ops limit.

yes - there is a separate aggregate for products coverage and premises operations.

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Q: Does the general aggregate limit apply to products-completed operations?
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