Follow up report that is sent to the insurance commissioner
From your insurance carrier or carriers. They usually can give you a report showing all your claims filed with them.
Comprehensive insurance claims can show up on a vehicle history report if they are attached to the VIN number. This will usually happen in most cases.
Of course they can. If I was you I would go ahead and report this matter to the adjuster that you dealt with to see if it was incorrect or not. All claims will be audited by the insurance company and the claims department. Any mistake will be found out so you should be truthful. I know with the IRS if you are over paid and make any effort to keep the overpayment without reporting it you are committing fraud and will be prosecuted. That's the IRS.
Most insurance companies report claims to a national database. You would have to pay to get this information and it has to be about you. Though it's not considered to be public, you could get information on that report that is about someone else.
One can make an insurance claim by calling their insurance company. If a car accident is the reason one needs to make a claim a police report must first be made. Other insurance claims can often be filed at the insurance companies website.
All you need to do is call your Insurance Company and ask for the claims department. You can report your loss by phone.
Insurance companies examine all claims very carefully and if there are any discrepancies they will not pay out on claims. Obviously in your case there was some discrepacy. If you feel that you do deserve compensation then you can contact the insurance ombudsman.
can someone sue a person that was in an accident with no police report an the insurance company did not come to take pics of my car .Only there policy's holder car ,who sue's for the money if the insurer had motorist with no insurance policy?
All Insurance companies released its annual report which contain claim settlement ration. The calculation is done by dividing the total number of claims received by the total number of them settled. e.g If a insurance company receives 1000 claims and they settles 980 claims,than the claim settlement ratio for that particular insurance company is 98%.
yes, of course, and they can access more than that. This is done by getting a CLUE REPORT. C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database created by company called ChoicePoint that enables insurance companies to access consumer claims information when they are underwriting or rating an insurance policy. So if you made claims for stolen vehicles, vehicles damaged by water or fire, or claims made under your policy while your vehicle was being used by your 16 year old relatives, all of those will show on the CLUE report.
The company, insurance company, or 3rd party payor that is processing the claims. They can then determine from the special report the appropriateness of the care and the medical necessity of the service provided.