There is a large variety of credit card rates in Europe. The best rate is 0% APR (annual percentage rate) but that is mostly a promotional rate. The best rates is around 2-3%.
Bank of America offers the best interest rate for a business credit card. You can Compare Credit Card Offers at CreditCards.com
The best credit cared rate means that the APR is low and does not charge much yearly. It is a standard way to say how much the credit card would cost and explain the annual percent rate.
To get the best credit card rate one should visit a website which offers a comparison between rates. Money Supermarket is a very good one as is Compare The Market.
The Tesco Bank Credit card has the best rate, it is has 16.9% APR and has a balnce transfer fee of 2.9%. The Virgin balance transfer card has the second best rate at 17.9% APR and balance transfer at 2.99%.
One can get a clear credit card through most banks or other financial providers. If one is looking for a clear credit card; it is best to shop around to find the best rate.
The advantages of having a credit card with an interest rate is it helps build one's credit faster. The higher the interest rate of the credit card, the higher the credit score.
Finding the best credit card can mean finding a credit card that pays cash back, offers flight miles, offers reward points or other promotional offer. Essentially, the best credit card will be one that helps one accomplish personal financial goals. One may be saving to take a dream vacation to Europe and in this case the best card will be one that offers free airline miles or money back for purchases made while using the card. When evaluating credit cards, consider the interest rate and the duration that one can enjoy the interest rate.
A good credit card rate depends worldwide. However, a good credit card rate would range from 6% to 8%. But a credit card rate of 5% is more than what most credit card companies ask for. As for Visa, can be from 11% to 20%, depending on the type of card that you are applying for under the company.
Pay off your debts.
According to Daily Market the best Credit Card in the USA in 2013 is the American Express Blue Cash Preferred card is considered the best and offers a 6% cash back rate on all purchases made with the card.
The lowest credit card interest rate at the moment is 7.8%. The credit card that offers 7.8% is Sainsbury's Nectar Low Rate Credit Card. One can find low interest credit cards from the Money Supermarket website.
Typically, people consider transferring high interest rate balances to a credit card that offers a lower interest rate. The best way to accomplish this is to contact the lower rate credit card company and set up the transfer (this is a relatively quick process). This company will ask for the higher rate credit balance and assist you in transferring. After you get a notice that the transfer is complete, you can close your higher rate credit card.