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It depends which country you're in - and what their laws are. Here in the UK, it doesn't void your insurance - but - it does cost you penalty points on your licence and a fine. It would also increase your insurance premiums when your policy was up for renewal.

The penalties of using a mobile while driving in the UK are...

An automatic fixed penalty notice giving you 3 penalty point on your licence AND a fine of £100. If your case goes to court, you could be disqualified, and get a maximum fine of £1,000. Drivers of buses or goods vehicles could be fined a maximum of £2,500.

ANS2:

It depends on your insurance policy. Read your policy and find out. You could also talk to your insurance customer service--they will probably drop your coverage if you have no more sense than to tell them you plan to text and drive, though.

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Q: Does using a mobile while driving void insurance?
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Using a mobile phone without a hands-free device while driving is illegal in many places. Texting while driving is especially dangerous.


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How many people get in car accidents by texting?

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