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The Home Projects "VISA" from Wells Fargo is not the same as the traditional retail VISA. It can be used up to your credit line with the sponsoring merchant who got you the card. In my case, this was EP Henry.

The card can also be used, up to your credit limit, at other merchants who also participate in this program. Wells Fargo will not divulge who those are, but confirmed that Home Depot, Walmart and Lowes do not participate as a sponsoring merchant. However, the card usually reserves a portion of its limit for regular Visa use. This amount likely depends on your credit rating and overall limit. In my case I have an $8000 limit for Sponsored home projects, and up to $1600 of that limit I can use anywhere Visa is accepted. The interest rate for home projects is set by the sponsor and is usually much better than the basic rate for other purchases. So, I prefer not to use this as a regular Visa.

As such, the card has limited use and should not be considered on par with a home equity line of credit. It is essentially a marketing tool for home improvement vendors to use to help a sale along. Wells Fargo has atrocious customer service and homeowners should think twice before getting in bed with them.

If you do already have a Home Projects card and need to find vendors that will accept the card in your area. Go to wellsfargo.com/usemycard. Make sure you Inform the vendor that you plan to use this card as your form of payment. tell them also to make sure the technician that comes to your home is aware of the procedures needed to process the payment, as i know from personal experience, just trying to pay for work you have had done can sometimes be very difficult. also note that many times if the payment is not processed by 5:00 pm. (Central time) you may not be able to pay at all and weekends are completely out of the question.

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Eliseo Keebler

Lvl 10
2y ago
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Litzy Jaskolski

Lvl 10
2y ago

The Home Projects "VISA" from Wells Fargo is not the same as the traditional retail VISA. It can be used up to your credit line with the sponsoring merchant who got you the card. In my case, this was EP Henry.

The card can also be used, up to your credit limit, at other merchants who also participate in this program. Wells Fargo will not divulge who those are, but confirmed that Home Depot, Walmart and Lowes do not participate as a sponsoring merchant. However, the card usually reserves a portion of its limit for regular Visa use. This amount likely depends on your credit rating and overall limit. In my case I have an $8000 limit for Sponsored home projects, and up to $1600 of that limit I can use anywhere Visa is accepted. The interest rate for home projects is set by the sponsor and is usually much better than the basic rate for other purchases. So, I prefer not to use this as a regular Visa.

As such, the card has limited use and should not be considered on par with a home equity line of credit. It is essentially a marketing tool for home improvement vendors to use to help a sale along. Wells Fargo has atrocious customer service and homeowners should think twice before getting in bed with them.

If you do already have a Home Projects card and need to find vendors that will accept the card in your area. Go to wellsfargo.com/usemycard. Make sure you Inform the vendor that you plan to use this card as your form of payment. tell them also to make sure the technician that comes to your home is aware of the procedures needed to process the payment, as i know from personal experience, just trying to pay for work you have had done can sometimes be very difficult. also note that many times if the payment is not processed by 5:00 pm. (Central time) you may not be able to pay at all and weekends are completely out of the question.

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The Home Projects "VISA" from Wells Fargo is not the same as the traditional retail VISA. It can be used up to your credit line with the sponsoring merchant who got you the card. In my case, this was EP Henry.

The card can also be used, up to your credit limit, at other merchants who also participate in this program. Wells Fargo will not divulge who those are, but confirmed that Home Depot, Walmart and Lowes do not participate as a sponsoring merchant. However, the card usually reserves a portion of its limit for regular Visa use. This amount likely depends on your credit rating and overall limit. In my case I have an $8000 limit for Sponsored home projects, and up to $1600 of that limit I can use anywhere Visa is accepted. The interest rate for home projects is set by the sponsor and is usually much better than the basic rate for other purchases. So, I prefer not to use this as a regular Visa.

As such, the card has limited use and should not be considered on par with a home equity line of credit. It is essentially a marketing tool for home improvement vendors to use to help a sale along. Wells Fargo has atrocious customer service and homeowners should think twice before getting in bed with them.

If you do already have a Home Projects card and need to find vendors that will accept the card in your area. Go to wellsfargo.com/usemycard. Make sure you Inform the vendor that you plan to use this card as your form of payment. tell them also to make sure the technician that comes to your home is aware of the procedures needed to process the payment, as i know from personal experience, just trying to pay for work you have had done can sometimes be very difficult. also note that many times if the payment is not processed by 5:00 pm. (Central time) you may not be able to pay at all and weekends are completely out of the question.

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Wiki User

7y ago

The Home Projects "VISA" from Wells Fargo is not the same as the traditional retail VISA. It can be used up to your credit line with the sponsoring merchant who got you the card. In my case, this was EP Henry.

The card can also be used, up to your credit limit, at other merchants who also participate in this program. Wells Fargo will not divulge who those are, but confirmed that Home Depot, Walmart and Lowes do not participate as a sponsoring merchant. However, the card usually reserves a portion of its limit for regular Visa use. This amount likely depends on your credit rating and overall limit. In my case I have an $8000 limit for Sponsored home projects, and up to $1600 of that limit I can use anywhere Visa is accepted. The interest rate for home projects is set by the sponsor and is usually much better than the basic rate for other purchases. So, I prefer not to use this as a regular Visa.

As such, the card has limited use and should not be considered on par with a home equity line of credit. It is essentially a marketing tool for home improvement vendors to use to help a sale along. Wells Fargo has atrocious customer service and homeowners should think twice before getting in bed with them.

If you do already have a Home Projects card and need to find vendors that will accept the card in your area. Go to wellsfargo.com/usemycard. Make sure you Inform the vendor that you plan to use this card as your form of payment. tell them also to make sure the technician that comes to your home is aware of the procedures needed to process the payment, as i know from personal experience, just trying to pay for work you have had done can sometimes be very difficult. also note that many times if the payment is not processed by 5:00 pm. (Central time) you may not be able to pay at all and weekends are completely out of the question.

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Getal Zacher

Lvl 1
2y ago
I need contractors for outside house wo
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Bertha Baker

Lvl 1
2y ago
I need a list of participating vendors. Cannot find online
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Phelam Clayborn

Lvl 1
2y ago
New roof

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karam elmen

Lvl 3
1y ago

As a homeowner, undertaking various home projects can be a daunting and expensive task. Fortunately, there are financial options available that can help you manage the costs of your upcoming renovation projects. One of these options is the Home Projects Wells Fargo Visa card, offered by Wells Fargo Bank. The Home Projects Wells Fargo Visa card is a credit card that is specifically designed to provide homeowners with a flexible and convenient way to finance their home improvement projects. With this credit card, you can enjoy a number of benefits, including no annual fee, special financing promotions, and easy payment options.

One of the most common questions that many homeowners have when considering the Home Projects Wells Fargo Visa card is which companies accept it. This is an important question to ask, as you need to know where you can use the card to finance your home renovation projects.

Fortunately, the Home Projects Wells Fargo Visa card is accepted by a wide range of home renovation companies. Some of the most popular companies that accept this credit card include Home Depot, Lowe's, and Best Buy. Other companies that accept the card include heating and cooling companies, flooring companies, and roofing companies.

When you use your Home Projects Wells Fargo Visa card to finance your home renovation projects, you can enjoy a number of benefits. First and foremost, you can take advantage of special financing promotions that can help you save money on the cost of your project. You can also enjoy easy and flexible payment options, which can help you manage your budget more effectively.

In addition to these benefits, using the Home Projects Wells Fargo Visa card can also help you build your credit score. This is important if you plan to take on other financial responsibilities in the future, such as buying a car or a house.

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Debra Ramsey

Lvl 2
10mo ago

Need to replace back-door

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Getal Zacher

Lvl 2
2y ago

I need company phone number

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Anonymous

Lvl 1
4y ago

Does Wells Fargo Home Projects credit card accept

Rite-Way Vinyl Siding & windows to pay for new windows in our home?

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Sue Krick

Lvl 1
3y ago
what fencing co in phila area accept wells fargo projects credit card

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Anonymous

Lvl 1
4y ago

bathroomremodel

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Anonymous

Lvl 1
4y ago

Carpet Liquidators

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Q: What companies accept Home Projects Wells Fargo Visa?
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Related questions

Does Home Depot accept Wells Fargo Home Projects Visa?

Does home depot accept wells fargo home projects card


Does Lowe's accept Wells Fargo home projects visa?

Yes


Who is agent for Service of process for Wells Fargo Bank?

According to the Legal Department for Wells Fargo, any Wells Fargo Bank branch can accept service of process


What merchants accept home projects well Fargo card?

does Deck Tech accept Wells Fargo Home Projects card??


Is Wells Fargo Bank NA a wholly owned subsidiary of Wells Fargo?

yes. But it is indirectly owned through group companies


What merchants accept the Wells Fargo Home Projects Visa credit card?

Wells Forgo does not list merchants who accept the Wells Forgo Home Projects Visa credit card. The merchant who issued it to you certainly accepts it, but Home Depot, Lowe's, and Walmart do not. To learn where you can use the card in your area, you should call the merchant you got the card from or stores in your area and ask.


Who takes Wells Fargo home projects card?

I don’t know


When was wells Fargo founded?

Wells Fargo Investments was founded in 1852. They have grown over the years and are also know as one of the oldest investment companies one would find.


When was Well Fargo Bank established?

Wells Fargo is an extremely popular, trusted and credible bank used by many. It was established in 1998 when companies rmereged between Minneapolis based Norwest Corporation and the original Wells Fargo.


Where can you use your home projects Wells Fargo visa?

home design shop


Is there a Wells Fargo in Guam?

There is no Wells Fargo in Guam


When was Wells Fargo Investments founded?

Wells Fargo Investments was founded in 1852. They have grown over the years and are also know as one of the oldest investment companies one would find.