My employer pays me 35cents per mile. Is that ok
Yes.
Yes. Anything of value you receive from your employer, it makes no difference if it's money or in lieu of money, is taxable. Call it what you want, it is still income. Your employer should be providing the required amount of income on your oersonal use of the vehicle in your W-2.
Your insurance company may deny the claim due to business use, but they would be the primary coverage. Insurance stays with the car. But your employer should certainly offer to pay for this damage. I would file with my company and if there is coverage, maybe your employer would pay your deductible, if it is denied then file with your employer. If you would like to provide more details I could be of greater assistance.
The whole question is this: I rent cars on a weekly basis for almost 6 months / year, mostly in the US on behalf of my employer. In the past I have been purchasing insurance from the rental companies and my employer has been reimbursing these costs. I recently suggested that my employer purchase car insurance on my behalf to cover my rentals and my liability as it would be much less expensive than purchasing from the rental car companies. Here is the issue / question: My employer claims that my personal car insurance will be the primary insurance even if they were to purchase another policy to cover me. Because of this they would like me to simply rely on my personal insurance - make sure it covers rental cars - and leave it at that. My question is whether or not they are correct? It seems to me that they should be covering me if I am working for them. It also seems to me that if an accident happens while I am working it will raise THEIR insurance rates, not my personal insurance rates. They claim that this is not the case. My personal rates would be affected even if they were covering me. On a related note - some credit cards cover loss or damage of the rental car itself. I asked them to provide me with a card in their name - for this too they claim that it doesn't matter if it is insured on my personal card or their card. What do you think?
To whom it may concern, Normally, your insurance will not cover you driving your employer's car. Your employer normally or should carry insurance on their company cars. Best Regards, "T"
however much you want to charge
Generally no, and it could get a little interesting if you are running errands for your employer. Your personal auto insurance policy does not cover commercial use. You need a commercial lines policy, not personal lines.
Probably, your employer will require you to have Liability, and you should tell your agent that you are using the vehicle for business purposes. This is different than just to & from work, and your rates will likely be higher.
No -- your personal mileage is NEVER deductible. In fact, in your situation, the personal mileage use of the employer provided auto is taxable benefit. (Note: Commuting to and from work is considered personal use).
Whom ever hit it. If it was in park then who hit it is responsible. Depending on the circumstances, your employer should be.
Your owner's manual should have a schedule of service intervals in it.