If you are asking about the automobile insurance policy, it depends on the specific policy. Most policies include protection when driving another vehicle as long as it is with permission of the owner.
No. It covered under a motorcycle policy.
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
As the driver is a minor child, the Custodial Parent or other Custodial Entity is Financially Liable for the acts of the minor child. An auto accident may or may not be covered under the Custodians Auto insurance Policy depending on whether the child is covered or excluded from coverage on that Policy.
If your driver's license expires will you still be covered under your auto insurance policy?
I believe it is until 18 years of age, unless the child is a full-time student.
Usually the primary custodial parent, but parents may make other arrangements if they wish.
He is covered under his parents' policy until he gets his own car and license.
No, That would come under A "Watercraft Insurance Policy".
Don't you think you should look at your policy?=In general HELL NO THEY ARE NOT COVERED=
Depends on how your policy was set up. Some policies would not cover it because the garaging address for the vehicle is different than what is listed on your policy.
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.