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A sears credit card is like any credit card. You can earn points when spending and using the credit card at Sears. You pay monthly bills like a regular card.

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A sears card, depending on which one you apply for, also has a benefit of a free $10/$15 reward off of your first statement. This only applies to your first purchase on the day you get approved for a sears credit card. There is no annual fee for the card, unless stated otherwise- like the cards from HSBC may require an annual fee.

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Q: What exactly is a sears credit card?
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Related questions

What other store accepts sears credit card?

hat other merchants accepts sears credit card.


Do Sears Have a credit card and how do you apply for it?

Sears do have a credit card. In order to apply for a Sears credit card, just make a purchase at any sears store. The cashier will ask if you if you would like to pay for that item on your sears card. Tell the cashier that you do not have a Sears Card then the cashier will ask you if you would like to open a Sears card. You can save 10% off the item . That is when you will say yes I would like to


Are there coupons for Sears credit card holders?

Yes there are in fact it. If you are a Sears credit card holder, you will get special coupons in the mail that other people will not get?


What is the average rate on sears credit card?

Credit card interest rates vary with individuals' credit scores and worthiness. Sears offers three different credit card options with a stated average interest rate of 25 percent


Can you use your sears credit card at Kmart?

Yes you can.


What is the spending limit on a Sears credit card?

I've read on line that you can get a limit of $12,000 for your Sears credit card. I really don't know if that is actually possible, to have that big of a limit on a card like that.


What is the interest rate on a Sears Card?

You can obtain a Sears card with rates anywhere from 8 to 28 percent. It all depends where you apply and what kind of a credit risk you are and your past credit history.


What is the apr on a Sears credit card?

If you apply for a Sears credit card in the store you can probably receive a discount on your purchase that day, and receive a 0% introductory offer. This offer does depend on your credit check, and will vary depending on your score.


What is the average interest rate on sears credit cards?

Credit card interest rates vary with individuals' credit scores and worthiness. Sears offers three different credit card options with a stated average interest rate of 25 percent


What is the introductory APR on a Sears credit card?

If you apply for a Sears credit card in the store you can probably receive a discount on your purchase that day, and receive a 0% introductory offer. This offer does depend on your credit check, and will vary depending on your score.


How long does it take sears to refund a credit card?

3 days


Does the Sears Credit Card have an annual fee?

A Sears credit card does not have an annual fee charged. However the regular interest rate is approximately 22.79%. A Visa or Mastercard may give you a better option.