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It depends upon the value and whether you think you're likely to lose it or have it stolen. Insurance for jewelry, typically covered under a separate "rider policy", varies based upon the terms. To investigate, consider contacting whoever provides your home or renters insurance to ask what they suggest to insure a ring worth xxx dollars. The cost of the policy may help you determine whether you want to pursue getting one - especially if the cost to insure it over time exceeds the value of the ring.

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Q: Should you insure your engagement ring?
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