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The amount you should expect to pay for house contents insurance will vary depending on the value of the items you desire to be covered by that insurance. Luckily, there are numerous "calculators" available on the web that you can use to make a list of your covered items and get an estimated amount of what you can expect to pay in insurance for those items.

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Q: How much should you expect to pay for house contents insurance?
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What exactly is house contents insurance?

House contents insurance provides insurance coverage for the possessions in your house in case of fire, theft or other damages. If you have a lot of things or your possessions are worth a lot of money you should have this type of insurance.


How does one get insurance for the contents in their house?

One can get insurance for the contents in their house by signing up either for home contents insurance or fully comprehensive insurance. One can get such insurance from all the leading insurance providers such as Wells Fargo and MetLife.


Does regular house insurance replace the home's contents?

Regular house insurance does not cover the contents of the house and so will not cover the replacement of those items. A separate assessment is made of the contents of the house and a separate amount is charged for their insurance.


Which kind of renters insurance are recommended for older people with a house?

If your parents bought their house they do not need renters insurance but they do need house insurance. They should insure the house for two things, one for the contents and any damage to the home, and two if there is a mortgage they should have insurance to cover that in the event that anything should happen to either of them.


Should you buy house contents insurance before or after you have rented a house?

The safest route to take is buying the house contents before you rent the house. This ensures the safety of the appliances that come with the house you are renting and if anything was to happen you would be covered.


Do you have to have house insurance by law in Ireland?

Yes, life insurance is but buildings and contents is not.


How can one living in the UK get insurance for the contents of their house?

One may get insurance for the contents of their house while living in the UK through Barclays. They provide home insurance as well as content insurance and offer free quotes online.


What is the average cost of home and contents insurance?

The average cost of home insurance depends on the house and the contents. If you live in an apartment, its going to be different than say if you live in a house or condo etc.


How can you make sure your house contents are correctly insured?

You can make sure your house contents are correctly insured by confirming with the insurance provider, and their regulations. You can also double check on the contract given by the insurance company.


What are the regular house insurance contents?

Regular house insurance contents include coverage for any natural disasters causing damage to your home, identity theft, personal property and moving coverage, and jewellery.


Can you insure a house that does not belong to you?

You can obtain renters insurance that would cover damage to the contents. The homeowner should already have hazard insurance, so there is not any point in your trying to purchase that.


Does homeowners insurance cover a water leak from a well to the house. It is outside.?

No, it is just for the house and contents.