Disadvantages of paying with cash

Answer 1

If you don't have the cash available because of over spending or a slow month, it can be very difficult if an emergent need comes up. Another disadvantage of using cash only is that you must track your spending very carefully. That often means saving every receipt and recording what the expense it is related to. It may be more difficult to make certain purchases when cash is your only payment option, particularly when you want to purchase supplies on the internet.