Life-coaching is not always a rip-off. If you're instructor did not try at all and simply did not help, you could consider him a rip-off. Otherwise, the answer is no.
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Opinions on life coaching vary. Some people find it useful for setting and achieving personal goals, gaining clarity and motivation, and improving overall well-being. Others may not see the value in it or prefer more traditional forms of therapy or self-help. Ultimately, the effectiveness of life coaching depends on the individual's needs and the skills of the coach.