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It is an extremely bad idea because it is simony (the selling of sacred things for a price). Up until the sixteenth century, indulgences were granted for any of the normal three penitential works: prayer, fasting, or almsgiving. Because of the stink raised by Martin Luther one can no longer get an indulgence for almsgiving. Please note that to issue an indulgence for almsgiving was NOT a bad idea, the only bad idea was that Martin Luther failed to understand indulgences and consequently failed to understand Christianity.

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Q: Why is the selling of indulgences a bad idea?
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