Most likely not. Short term disability will cover disability due to pregnancy complications, but not for plain vanilla bed rest.
If you applied for short term disability before conception, and your doctor orders bed rest due to pregnancy complications, it is possible that your policy will pay a benefit. Your policy will probably not pay just because you quit your job. There must be a medical reason behind your disability. Once you deliver, you will meet that test.
no , dont rip off the rest of the tax payers
Only if the pregnancy has complications and the doctor recommends bed rest or otherwise decides that you can't work.
No. Pregnancy is normally covered as any other disability, if the short term policy is taken BEFORE you are pregnant. If you are currently pregnant and get a new short term or long term disability policy, the current pregnancy will be excluded. If you have complications of pregnancy, and get a new policy, the future pregnancies may also be excluded. It's best to get coverage for short term disability and/or long term disability while you're healthy (and young) since the premiums would be much lower, and you'll have the protection for when you'll need it most. If you're already disabled or sick it's too late to get coverage for that specific disability, but you can still cover other injuries or illnesses. Talk to a good agent who can help you through this process.
Your doctor may require bed rest for your pregnancy. Short Term Disability will usually pay a benefit provided there is a medical reason that you can't perform your job duties. Short Term Disability will also pay a benefit after you deliver your baby. The common benefit is six weeks for a vaginal delivery, and eight weeks for a c-section delivery, less the elimination period.
The amount of time that you get disability pay depends upon the reason for your disability. The standard benefit period for normal delivery is six weeks for vaginal birth, eight weeks for a c-section delivery. If delivery complications occur, and your doctor indicates that you remain disabled beyond the standard benefit periods, short term disability insurance will cover your extended disability. Many women need to be disabled for bed rest prior to delivery. Short term disability insurance will cover this disability period as well.
Check your policy for details. Many private short term disability policies have language specifying how benefits are paid when unemployed.The best way to get a definitive answer is to file a claim.
Call and ask the claims dept of your STD plan. In most cases, complication of pregnancy is a covered sickness. You will receive a benefit for the time you miss work, less your policy elimination period.
It is common for complications of pregnancy to cause mothers-to-be to miss work. Doctors often order bed rest to guard the health of mom and her baby.Any medically driven pregnancy complication that prevents you from performing your normal work duties is typically covered.
You collect the rest of the sacred items.
If you tell the unemployment office that you are on bed rest, you will be denied. To be eligible for benefits, then you must be able and available to seek and accept immediate full time work. If you are on bed rest, then you are not able to accept a job should one be offered to you to start tomorrow.