No. It covered under a motorcycle policy.
It depends on your insurance policy
Is a dirt bike covered under homeowner personal property?
You will need your home owners insurance. That is the only insurance you will need because if something happens it is on your property and you will be covered under your home owners policy. When you rent a backhoe there will be an additional charge for insurance. You can either pay the charge or not, but you have to be careful as to what liability you're assuming when you sign the rental agreement.
yes under coverage B - other structures
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.
Yes a RIFLE can be covered under insurance
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
The golf course will have insurance to cover this sort of thing.
It depends on what type of insurance policy you have. Just call your insurance agent and ask.
Your air conditioner is covered for sudden loss from a covered peril under your home insurance policy such as wind, fire, etc. Your air conditioner is not covered by your home insurance if it is just inoperable, broken down or operating at a diminished capacity due to age or lack of maintenance. This would be a homeowners maintenance issue.
No, but it may be covered under your dental insurance plan.