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Burst water pipes and water heaters busting are covered for the damage caused inside the house if its sudden and accidental, but the pipe or water heater themselves are not covered as this is maintenance. This is generally not a problem as the damage is more severe than the piece of pipe. Outdoors is going to be more of a problem as the damage is nothing anyway. More information is needed to give you a complete answer. Are you talking about sprinkler system, pipes in a pool house for the pool, or other pipes. Cause is the issue in question as well.
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Will homeowners insurance cover damage to the neigborh house by your car?
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Does homeowners cover damage caused by birds?
no
Does homeowners insurance cover water damage from leaky windowas?
Not usually. Usually water damage has to be from a sudden burst of plumbing or flood or some sort. Any negligence in homeowning is a touchy subject for insurance.
Does Allstate cover lightning strikes in there homeowners policy?
All homeowners policies cover damage caused by lightning.
Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners cover removal of honeybees?
No. Damage from insects would not be covered on a homeowners policy.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners insurance cover root damage to insureds plumbing?
No
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance usually cover termite or carpenter ant damage?
no - damage by insects is excluded
