AnswerYep, You have to have insurance for everything.To be more specific, you need two types of insurance for a Home Watch business. You need general liability and you need Professional Liability, also called Errors and Omissions Insurance.General Liability protects you while inside the home from pre-existing conditions and general risks such as a toilet that backs up while you are in the house.Professional Liability is in case you miss something that you should have seen as a Home Watch Professional. Roof leaks that are clearly visible but that you missed would be covered by this 'errors and omissions' insurance.The insurance is not easy to find.
You should be able to find liability coverage from any Property & Casualty agent in CA excluding those that do only personal lines (home & auto). You are probably looking at two different types of liability coverage. First is general liability which coverage your business and second Errors 7 Omissions which covers your work product.
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
The type of insurance one should get when starting up a small business includes property and liability, workers compensation, retirement plans, health insurance and sometimes life insurance.
To obtain a business license, you should go to your local internal revenue service office. They will make sure you meet all of the qualificatons to own a business.
Errors and omissions insurance protects you from being sued for negligent behavior. You will need to contact a corporate insurance company, the hospital you work for should know more about who you should go with.
Well you should have a general liability policy that covers the business and you should also have an errors and omissions policy that covers you for any errors or omissions that you my be responsible for.
Errors and Omissions Professional Liability Coverage carried by the designer/engineer should provide the coverage for which you are looking. Underwriting professional.
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm It will depend on what type of service you are offering. Customers by contract may require you to have general liability coverage and they may also require you to carry errors and omissions insurance. The general liability insurance will cover your business in the event of a claim involving bodily injury or property damage that yoiu cause. The errors and omissions insurance should be carried by anyone that provides a service for a fee to customers. It protects you against any error or omission caused by you and will also pay for defense of any claim of such against you even if the claim is not paid.
AnswerYep, You have to have insurance for everything.To be more specific, you need two types of insurance for a Home Watch business. You need general liability and you need Professional Liability, also called Errors and Omissions Insurance.General Liability protects you while inside the home from pre-existing conditions and general risks such as a toilet that backs up while you are in the house.Professional Liability is in case you miss something that you should have seen as a Home Watch Professional. Roof leaks that are clearly visible but that you missed would be covered by this 'errors and omissions' insurance.The insurance is not easy to find.
The insurance reuire by your lender.
There are many ways one can obtain trucker's insurance. One looking to obtain trucker's insurance should contact insurance companies such as Gieco, American Family Insurance, and State Farm to receive a quote.
"Yes you can obtain life insurance from Prudential. Questions you should ask yourself include how much life insurance do I need, Do I need life insurance for my family."
No, You should contact your insurance agent to obtain insurance for your camper.
Yes, landlords should obtain insurance to protect their property. It is always a good idea because it will protect their property and insure that if something happens to it, it will be fixed.
It's a good idea.
You would obtain several insurance quotes to see who will give you the lowest price. You might also want to compare coverage and extras such as rental car and towing.