An "Endorsement" is industry speak for a change to a policy. An endorsement can be adding or removing coverage from your policy. It just depends on what is being endorsed.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
No. You would need to purchase a policy for your additional residence and ask for liability coverage on it.
If you don't carry homeowners insurance and you have your home financed, you are breaking the contract and your bank will take out a forced place policy to cover their interest in the home and you will have to pay the premium which is far more than a homeowners policy. If it's not financed, you take the entire risk of loss upon yourself.
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
An "Endorsement" is industry speak for a change to a policy. An endorsement can be adding or removing coverage from your policy. It just depends on what is being endorsed.
No. Mobile Homes are covered under their own Policy. Not under your Dwellings Policy.
No, Homeowners policies are considered Mono-Line
Yes, of course. The current owners on the policy have to pay for the insurance policy, This is why this policy states that it is a homeowners policy.
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
None. You need to buy insurance for the mobile home. If it is un-endorsed, then it is uninsured
Yes. That is covered on a homeowners policy.
No, Homeowners Insurance does not provide the coverage of a life insurance policy.
The basic structure of a homeowners policy looks like this:
The answer depends on the policy.
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.
Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.