Credit cards are also called charge cards.
Usually, a new card is issued in the primary card holder's name. Usually both parties on a credit card have to sign off to eliminate the secondary card holder. Your credit card holder can help you with this.
Charge card
Researching to find another name for check card has not lead to any conclusive results. It is believed that another name for a check card would be a debit card as it is used to pay for purchases and the money is removed from one's account.
No. Or else you die.
There is no such thing as a prepaid "credit card". It is actually a prepaid debit card, even though it may carry a Visa, Mastercard or American Express logo. These should be usable anywhere the logo on the card is accepted. There are also prepaid gift cards, which look like a credit card but don't have your name on it. This should work as well.
It means it is not a real credit card. It is a temporary pre paid card bought from a retail store. It says preferred customer because it is not the permeant card, after you register with the company of the prepaid card they will send you a personalized card with you name on it, it will be a Visa or MasterCard Prepaid card. It is similar to a debit card but you pay in advance it is not a credit card. Save
Yes. It's prepaid which means you do not have to have a credit report run, and they have nothing to lose if you default.
Bank of America and even visa card offer prepaid credit cards online. They generally mail them to you because email is not safe and anyone can steal the credit card number and password.
Yes
There are many prepaid credit cards that can benefit your credit score. They usually charge you annual fees, but they report to all three major credit bureaus each month, which can help you get back on your feet if you have bad credit. No, they cannot. Your name and personal information aren't linked to that card and there are no bills to pay to prove your credit-worthiness. A secured credit card works similarly to gift cards and will improve your credit score.
It is a prepaid credit card that they call a gift card. What it is: A prepaid card that you can use to purchase items in person or online. Using it is just like a credit card except that it doesn't have any personal info such as name address etc., so it might actually be rejected online. Uses: To purchase items. It has money in it already, and can not be reloaded. You can find it at: local stores, Wal-Mart, and CVS. Its helpfulness is for you to decide.
You need to start with a secured credit card. As long as you place a minimum security deposit of $200 you are guaranteed approval for a secured card. In addition, after you place the security deposit a secured credit card works in an identical way as a regular credit card. The only difference is that when you close your account and assuming you are not late on any of your payments you get back your security deposit :) Do not confuse secured credit cards with prepaid cards. Prepaid cards or prepaid credit cards are debit cards that are for people that do not want to get a traditional checking account with their bank. Finally, you do not build credit by having a prepaid card but you build credit by having a secured credit card. I went to a jewelery shop (Crescent Jewelers) and I bought jewelery and they asked if I wanted to pay in payments. I applied and it helped me a get a credit card down the road. If you don't want jewelery try buying a gas card (not prepaid) or something small and simple. And don't miss the obvious card, your bank! (they should have one.) Virtually any adult can apply for a credit card. You will need your name, date of birth, address, and social security number. However, just because you apply for a credit card does not mean you will be approved. You must have a co-signer to add you as an authorize user to establish a form of credit. From their your credit will take some time to build up. I have never had a cosigner. A good spot for a first card is a place like Orchard Bank or some department store card. You will receive a low limit at first and with quick payment and responsible use, you will have a good credit report in no time.
Prepaid credit cards are essentially the same as debit cards, just with a credit card company name attached. You only get to spend the amount you have deposited, or you may go over by a set amount but then you start having to pay fees.
No. You have too put your real name.
Don't buy supposely prepaid credit cards because you cant use them after paying for them. You have to register name,address and social security number before using it. Prepaid Card=PAY MONEY=GET CARD=USE CARD which you cant do with these so called prepaid credit cards. I consider this false advertising!!!!!!!!! Anyone having trouble getting a refund from WALMARTMONEYCARD.COM ----PLEASE E-MAIL ME I HAVE CALLED AND CALLED and cant get get through to a live person 877-937-4098 877-965-7848 The WEBSITE has no provision for contact other than a Mailing Address WALMARTMONEYCARD PO BOX 1187 Monrovia, Ca. also GE Money, Legal Operation, 777 Long Ridge Road, Stamford, CT 06927. I want a refund I dont want to activate card as it is not a Prepaid CARD(walmart Gift card is a prepaid card) ANYONE HAVING TROUBLE WITH WALMART MONEY CARD PLease email me GreenDOT GE seem to have something to do with this money card(NOT PREPAID CARD BECAUSE I PAID CASH AND STILL CANT USE CARD) FYI Contact the Attorney General for your state, the Federal Trace Commission, the BEtter Business BUreau and the Consumer Financial Protection BUreau. You may be able to file a complaint to any one of these on line.
If the prepaid card you have does not bear your name and you haven't registered the card online, then your only option for reloading the card is through one of the "cash reload networks"; the main ones are Moneygram, GreenDot, Western Union and PowerPay. Your card, or the package in which the card came, will tell you which of those cash networks is available and what retail locations to go to. You would typically have to go to a pharmacy or grocery store or convenience store of the available network to refill the card with cash.If the prepaid card has your name embossed on it, then you can also refill it via direct deposit, by asking your employer to deposit part or all of your salary in the card: the card comes with a Direct Deposit Account number that you give your employer, much like a checking account number.Some prepaid cards also have more refill options than just cash or direct deposit: check the website of the prepaid card provider to see what's available. Some prepaid cards can be refilled from a credit or debit card. Some prepaid cards can accept bank transfers via eBillme.