Commercial Liability Insurance It may not be required by law, but it could be a good idea to carry some liability coverage, a minimum of $100,000 in case of an accident, injury or property damage to another party (usually your client) resulting from your operations or completed work.
It will most likely be a contractual requirement of any sophisticated or government clients. The cost differential between $100K & $1M of coverage will be minimal - strongly consider the higher limit.
yes possibly. I am thinking about starting a part time dog walking service.
You will need some kind of business license as well as liability insurance to cover any accidents. Then you will need to build clientel by building trust with relationships.
You need to contact an agent to get an answer to this, there are so many different coverages, limits etc.
You should always carry liability insurance and a surety bond for a cleaning company to protect you and your customers from any accidents that my occur from your work. Both are very cheap Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.
Yes
GL or General Liability
You need a commercial general liability policy.
It may not be a requirement of the company you are cleaning for to have liabillity insurance but it will help you get more jobs if you do.
You will need to contact an agent(s) for a quote.
house insurance
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
I'm not certain that it's actually legally required. However, even if it's not mandated, if you don't have liability insurance anyone can accuse you of breaking whatever and whether you did it or not, you're going to be the one dealing with it, including shelling out for legal fees and possibly paying for it if you lose the case. If you do have liability insurance, the insurance company will be taking care of a lot of that for you. Bottom line: yes, you need liability insurance.
yes possibly. I am thinking about starting a part time dog walking service.
Most homeowner insurance will cover for public liability but you need to read your policy.
You do not need a cleaning license for Texas but you should always carry liability insurance and have a surety bond. This will protect you against any claims that may occur associated with you work.