Anyone without valid auto insurance that is driving is an uninsured motorist.
If you have "Uninsured or Underinsured Motorist" coverage on your policy, then your insurance will cover it at no cost to you.
An uninsured motorist endorsement is an added insurance policy for motorists. It covers injuries that have resulted from a collision by an uninsured driver.
states like washington, newjersey, neyork, pensilvania, virginia, offers uninsured motorist
Yes as long as your policy has uninsured motorist coverage on your policy.
It is not a mandatory coverage. However, you have no bodily injury coverage if you are injured by an uninsured motorist.
If you have uninsured motorist coverage let your insurance company settle with you then recover from the motorist in court. If you don't you will have to take the motorist to court yourself. Your insurance company is far better equipped for this than you are.
Uninsured motorist coverage provides coverage for bodily injury, and in some states property damage incurred by an uninsured driver or a driver with insufficient liability limits.
The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money.
It is a very good idea to have uninsured motorist coverage. You need to always have yourself protected.
No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist.
no, uninsured motorist coverage is for injuries only when an uninsured motorist hurts the occupants of a vehicle......there is a coverage called uninsured motorist property damage, (most people do not have this and are even unaware that it is available, and is not available in all state) if you have that or collision coverage those will cover the damage to your vehicle ........