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∙ 7y agoWant this question answered?
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The premium for your insurance depends upon factors in addition to those that you have provided. Variables include: the insurance company giving the premium quote, where you live/where the car is garaged (if different from where you live), whether you maintain other insurance on the car (collision, comprehensive, etc.), whether you are entitled to other discounts that the insurer may offer in your circumstances, such as safety equipment (airbags, etc.). Above, all, don't base your decision on price only and don't buy less insurance than you may reasonably need just because of cost.
Your driving record is one of many things that can cause your insurance rates to rise. A speeding ticket can only raise your rates and will never lower them.
Yes, a speeding ticket will affect your insurance rate. The good news is each insurance company has different rates. It depends on how many speeding tickets you have had, or if this is the first one. If you have a speeding ticket you may want to look into traffic school to wipe it off your record and keep your rates unaffected.
Yes
Probably not, depending on how much you were speeding by. However if you are setting up your insurance let them know about it up front because those mongrels have people that do nothing but dig up excuses for not paying you out if you have an accident. and not being upfront with your driving record can lead to problems with some insurance mobs. Warnings are not recorded on your driving record and the insurance company cannot see them.
Insurance companies request an MVR or Motor vehicle record from the state in which you live. This reports your previous violations to the company.
depends on how many speeding tickets you have. your rates may go up and yes, you can lose your insurance. if that happens it is hard to get insured and you will have topay higher premiums until the ticket goes off your record.
Most likely no, but it depends on your driving record.
In most states it is 39 months. It will also affect your insurance rates.
a speeding ticket is a speeding ticket! yes
I'm thinking the ticket will go on your sons' record and your insurance will go up. A lisence to drive or ride is the "ticket" to having your own personal record. It's up to you if you get speeding tickets or accidents put on it. Now your insurance is your insurance with him on it and therefor it will rise.
== == ANY CONVICTION goes on your insurance record, except parking tickets. Every insurance company checks a driver's record annually by computer, before they send you your new rate for the year ahead.