0
Add your answer:
Earn +20 pts
What can you do if debt collector is overcharging your checking account on what you agreed?
If the debt collector is authorized to do a debit withdrawl then there is documentation that you signed authorizing same. If the documentation you signed with the debt collector does not match with the amount being withdrawled from your account, notify your bank immediatly of the fraudulent transactions. Take the documents to the bank. Do not prewarn the debt collector that you are doing this.
Can a debt collector take funds from a bank savings account without a court order in Wisconsin?
No, a debt collector cannot take funds without a garnishment order or court order. No one has access to your bank account but you. Sometimes, the bank account will be frozen before decision is made by the court.
Must a debt collector give advance notice before freezing your checking account?
No. But they must attempt to recover the money from you before doing this. They will have to contact you multiple times.
If a debt collector is representing the same bank you have your account with can they freeze the account?
Sure - the operative word here is "debt collector" ... they can and will do anything within the law to make certain they are paid.
Can a debt collector pull funds out of a joint account if the person holding the debt is not the primary account holder?
yes. i had it happen to me
Can a payday loan collector debt from a different bank account with out authorization?
The loan collector can collect from any account that you have provided access to.
How does a debt card work?
A debt card withdrawals money directly from your checking account.
Your joint account with your wife had been frozen due to a debt she owed Can your personal account be frozen too as a result of that?
If a joint account with a wife had been frozen because of a debt she owed, a husband's personal account can also be frozen, but it depends on when the debt was acquired and who the money is owed to. A legal professional will be able to advise a person about the laws of their state as it may differ about community property laws.
If a debt collector takes money out of your account before the date that you agreed upon can you have the money placed back into your account?
yes.reason is that if the debt collector return the money in question, you can as well pay it back into your account.thank you
Should i give a debt collector my bank account number?
NEVER give your bank account information nor your employment information to debt collectors..
Are you in debt if you have a negative sign in your checking account?
Yes, you are probably overdrawn in your bank account as well.
Can a debt collector change the date of last activity on an account that was discharged in bankruptcy?
The debt collector cannot change the date of anything, legally. If the account was discharged in bankruptcy, everything up to the filing date is not owed any longer.
