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What are the different types of car insurance available in Texas?
You can get comprehensive insurance. These means that you will be covered for wrecks where you are at fault as well as weather damage or freak accidents.
What type of accidents are covered by accident-only insurance coverage?
Any accident is covered, but keep in mind you're only covered for the amount of coverage you bought, and that if you are at fault, your rates will go up (and sometimes even if you're not at fault).
What is the meaning of no fault car insurance?
No fault car insurance is coverage designed to compensate victims of car accidents via their own insurance company, regardless of which driver was in fault.
Motorcycle Accidents And You?
There are a few types of motorcycle accidents a motorcyclist must be aware of before heading out on the open road. The most common motorcycle accidents fall into one of three different categories. The first is when the motorcyclist has an accident that doesn't involve any other vehicle, but may involve an animal or an inanimate object. The second is when the motorcycle is involved in an accident with another vehicle. The third is when a motorcycle is involved in an accident with a pedestrian. In all cases, riding with caution is highly recommended.Motorcycle AloneWhen a motorcyclist is in an accident that doesn't involve any other person, any damages to structures, personal property, the motorcycle itself, or injuries to the rider will be covered under the collision portion of an insurance policy in most states. Without a collision policy, the liability for damage to third party property is covered in the comprehensive policy. Depending upon the state, it may be considered no fault, or fault may need to be assigned by the appropriate authority.Motorcycle versus VehicleWhen a motorcycle is in an accident with another vehicle, fault will need to be assigned before insurance companies are able to work out a benefits package for those involved. Comprehensive and Collision coverage should cover all aspects of a Motorcycle versus Vehicle collision, up to the limits of the coverage the offending parties have purchased. Although a motorcycle may do less damage than a motor vehicle, 100% fault can still be assigned to the rider.Motorcycle versus PedestrianDealing with a motorcycle versus pedestrian accident is one of the trickiest accidents for both the rider and the insurance company. Assigning fault, liability, and accountability for the accident is a determination that may need to be made in a court of law. For example, some states have personal injury laws that can cause the liability to be split between the rider and the pedestrian. A pedestrian can be found 10% at fault for the accident, leaving the rider's insurance responsible for payout of 90% of the damages to both the motorcycle as well as any injuries sustained to the rider and the pedestrian.
Is No-fault insurance covered only auto accidents?
Yes only for Auto, Campers, Motorhomes while on the highway What's No-Fault Insurance?No-Fault Auto Insurance Coverage pays for each driver's own injuries and property damage, up to the limit specified in the policy, regardless of who caused the accident. Because No-Fault insurance varies by state, ask your claim representative if this applies to your situation.Ref: Allstate @ http://www.allstate.com/claims/auto-insurance-faqs.aspx
Who benefits from no-fault insurance?
Anybody involved in an accident. Damages are covered regardless of fault.
Does no-fault insurance have any responsibility for auto repairs?
No-Fault insurance has everything to do with repairs. In the case of fault or not-at-fault, your car is covered, providing you carry collision and comprehensive coverage on your policy.
What are the benefits of Florida no fault car Insurance?
Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was at fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.
If you hit a wall does your insurance go up?
Most likely yes. All accidents for which we are at fault can effect our insurance rates.
How do you make your own weather station?
There are a few types of motorcycle accidents a motorcyclist must be aware of before heading out on the open road. The most common motorcycle accidents fall into one of three different categories. The first is when the motorcyclist has an accident that doesn't involve any other vehicle, but may involve an animal or an inanimate object. The second is when the motorcycle is involved in an accident with another vehicle. The third is when a motorcycle is involved in an accident with a pedestrian. In all cases, riding with caution is highly recommended.Motorcycle AloneWhen a motorcyclist is in an accident that doesn't involve any other person, any damages to structures, personal property, the motorcycle itself, or injuries to the rider will be covered under the collision portion of an insurance policy in most states. Without a collision policy, the liability for damage to third party property is covered in the comprehensive policy. Depending upon the state, it may be considered no fault, or fault may need to be assigned by the appropriate authority.Motorcycle versus VehicleWhen a motorcycle is in an accident with another vehicle, fault will need to be assigned before insurance companies are able to work out a benefits package for those involved. Comprehensive and Collision coverage should cover all aspects of a Motorcycle versus Vehicle collision, up to the limits of the coverage the offending parties have purchased. Although a motorcycle may do less damage than a motor vehicle, 100% fault can still be assigned to the rider.Motorcycle versus PedestrianDealing with a motorcycle versus pedestrian accident is one of the trickiest accidents for both the rider and the insurance company. Assigning fault, liability, and accountability for the accident is a determination that may need to be made in a court of law. For example, some states have personal injury laws that can cause the liability to be split between the rider and the pedestrian. A pedestrian can be found 10% at fault for the accident, leaving the rider's insurance responsible for payout of 90% of the damages to both the motorcycle as well as any injuries sustained to the rider and the pedestrian.
What does it mean Colorado is no fault state?
It is for insurance purposes. In accidents (auto) , they don't determine fault. Your insurer pays for you no matter who caused it.
What company offers the cheapest auto insurance for someone who's had three accidents (all my fault) in the last year?
Allstate auto insurance can still give you great rates on car insurance even with accidents.
