What can a person with bad credit do to obtain a military loan?

Answer 1

Actually, you are toast, prepare to have a hard day to day life. The reason why i say this because, im in Cali, got out of the service for medical issues. Served 15 years, so getting out wasnt a plan have a little descent savings. After 18 months got hired at where i used to work when i was in the service, sweet right!? Federal job when you get hired, GS, have a 2 year probation, then just after 4 months on the job had an emergency surgery, eye surgery, so i was out nearly 4 months, because i am a newbie, no enough leave yet, so, i was out without pay. then i came back early even though suppose to heal for 6 months, basically my savings grew thin, then when i came back i was trying to really save, then one big blow happen that sidelined me, After coming back, you can say a good 6 months, no symptom, went to emergency, almost died, since then till now, the present. NO HELP AT ALL! I cant believe it so i was good credit, got hospitalized for 3 weeks, creditors couldnt hold of me, so they decided to destroy my credit score. Basically, from a good upper 700 when i woke up and got out of the hospital to take care of everything my credit score was going down when i heard about it 550 going down after a month. So a responsible person will do something right away, to not further the damage, ask for extension, (car payment), emergency loan (creditors), state, benefits no can do, coz you work federal, so at my job leave without pay again, no assistance, federal benefits, they applied me a SSS which twice its on appeal, icing on the cake 5 days before my probation ends, terminated at the job because i cannot show up to work and apart from telling them that i am disable right now wont be able to work for a year or so, for formality, i filled an accomodation some sort of forms, still i feel like, as i am thinking. It was very wrong. So basically, in short. a veteran, with disabilty, in which your va check, the only one that you have, not enough, so you will think there is no way that you are not gonna receive help right? BEEP BEEP,!!! WRONG! There is basically nothing they can do because you know what??? Your are not eligible for any assistance whether federal, civilian, state, nada. You know what the disadvantage???? Guesss??? YOUR VA CHECK. In California, this is what exactly they in order for them or to receive help on anything you can think of is the following: You have to have an income of $1100 or below, the household okey, yah right in california, you have to have 2 evicted notice , so that means the 3rd your homeless, to be able for them to give you rental assistance,, the STATE, no can do because if your va check is lets say $1200, they cant do anything. Ofcourse im disable, with 15 of service, how much do you think in percentage va gave me? Lets just say ofcourse more than $1100 a month. I was told from the beginning of my service year till i was getting out is quote " Your VA CHECK its not taxable so its not part of your income, its up to you to tell them, but you dont have to disclose it" maybe i understand it differntly. So when I was out there with almost zero on my account asking for assistance, ofcourse prior military, they have to ask, what else source of income do you recieve, they said they have to know. Picture that on the very lowest days of your life. Then, the creditors they cannot grant me emergency loan. GEE! because, my credit was low, can you believe that. Who do you think did that, ME? I am trying to really blame my self, but im confuse because they messed up my credit score to become literaly BAD CREDIT because my income to debit ratio is low, Until now i am finding that WE GIVE LOANS EVEN IF YOU ARE BAD CREDIT. I dont even know what they mean on that. I have to tell you my story, its not comfortable for me telling you this but HONOR, COURAGE AND COMMITMENT. Do the right thing even there is nobody watching. Ring a bell? So that is the only words that i understand. I guess its different for others, well, they were lucky because the people they ask for help, that is them. On my side, I guess i got the bad apples, the people that want and so proud of their title, but do not know their job and very lazy and just dont like you because you came to them and gave them something to do and they probably have plans that day or the weekends, or they are not going to go home on time, They dont care much about your situation because they feel like any one who ask for help is irresponsible, maybe you messed up, you want to double dip, you name it. No case to case consideration, even its the very first time that happen. WOW even now, I couldnt comprehend. So from the start of being disabled until now no help, I keep on reachin out, what do they expect this long when you ask, your credit is improving, you are approve. Yah right. So busting my brain on how to survive this, Its affecting everthing even your so called friends, and most of all your partner in life. Hope it wont happen to you guys

Answer 2

A company called Just Military Loans specialises in this exact circumstance. Regardless of bad credit, you simply need to fill out an application and you will get same day approval.