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I have been told yes. Very much so. Friend owns a salon and said www.sassiagency.com is one of the cheapest and best. You need it so if you are ever sued as you are an independent worker so not covered under salons insurance. It is suppose to be cheap. Under $500 a year.
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Do you need public liabilty insurance?
does my mum need public liability insurance? she is a hairdresser and uses a room in a residential home to carry out her work, although not employed by the owners of the residential home is she at all covered by their insurance or does she need her own. any help in answering this question woulld be appreciated :-)
What kind of insurance does a self employed contractor need?
A self employed contractor general liability ins., Workers comp if a corporation, but whoever is the bond company they should be able to assist in insurance coverage for the company.
What type of coverage does a self employed hair stylist need?
A self-employed (or independent contractor) hair stylist should have personal liability insurance and a business license.
What kind of Liability insurance is needed for owner builder construction project?
Very local answer from a former owner builder. I was advised to take out general public liability insurance, construction insurance and with all contractors who entered and worked on the site, I demanded they produce their own valid liability insurance documents. If I employed a labourer I needed work cover (compensation) insurance.
Self employed but no liability insurance?
I sell window coverings from my home. I do not have customers come to my home, but I do go to theres to measure their windows and show them products. I live in Utah. Am I required to have liability insurance if I sub out the labor to install them?
Professional Liability Insurance?
form_title=Professional Liability Insurance form_header=Professional liability insurance safeguards you and your business from lawsuits caused by charges of professional negligence. Protect the time, money and hard work you've spent to become an expert in your profession. Are you self-employed or an employee?= () Self-employed () Employee Is your degree or certification current and up-to-date?= () Yes () No Has any claim or lawsuit for malpractice ever been brought against you or any of your employees?= () Yes () No
What type of liability insurance does a self employed CPR instructor who goes to private residences and businesses in the Los Angeles California area to teach need?
You need Professional General Liabilty Insurance.
Do you tip a self-employed hairdresser?
Yes especially if you are satisfied with the job, they did on your head
Do you tip a self employed hairdresser?
Yes especially if you are satisfied with the job, they did on your head
Do private chefs need liability insurance?
A Chef could need the coverage depending on the work environment. Self Employed or Employed. If your a Chef working in the employ of another, the liability insurance requirement would fall on the employer and there would be no need for the Chef to buy it again. If Self employed, you should probably have General Liability Insurance Coverage. If you do need it, it would be called Professional Liability Insurance. Most companies would get this type of insurance for their chefs One question alluded to a client requesting proof of Workmen's Comp. insurance from a Self Employed Chef. In the State of Rhode Island, a sole proprietor does not need workman's comp. insurance for himself - only his workers if any. However, it would be prudent to carry a accident/disability insurance in case of accidents on client's property. The question of liability comes down to the fact that if the chef does not pay attention to the proper handling of food, people can get sick. Or they can also die depending upon if the person has a previous health problem. If health concerns are not attended to by the chef, he or she will have many problems. Cross contamination is a big problem in commercial kitchens as well as in home kitchens. The disability insurance is a good idea for injury. The liability insurance is an issue if the chef isn't handling the food correctly. It comes down to the training of the chef.
Are accountants required to maintain professional liability insurance?
It is not a requirement but having a good professional liability insurance policy in place will give you more credibility in your industry. If you are an accountant in the employ of another then you should not have a need for a professional liability policy. If you work as a self employed or a contractor you should carry coverage. Many companies will require you show them your insurance before they will grant you contract work.
Is it required in SC to have professional liability insurance if you are a self employed individual in general maintenance?
Don't know if it is required you could check with the dept. of insurance, but most certainly would be a good idea whether required or not.
