It can be filed under the homeowners insurance as long as the person injury was not injuries in their own home. Homeowners insurance does not cover medical injuries for someone who lives in the house where the injury occurs.
Accidental injuries are best covered under your Health Insurance Policy.
Home owners insurance is designed to cover a residence. It's property lines coverage. The home insurance policy typically provides very little coverage if any at all, for household injuries that fit the terms of the policy, where as your medical insurance will have no limit on coverage and it does not matter where the injury occurred.
In order to claim against the homeowner you will need to be able to prove that it was the homeowners fault you were injured. Just being the owner of the home does not make them liable for your injury,
Your medical insurance does not care who's fault the injury was, nor do they care how or where it happened or who's fault it might have been.
No, you can't sue your own homeowner's insurance for any medical condition you experience whether it is your fault or not. Homeowner's insurance is not medical insurance for the homeowner. However, if it is someone else's home you may have your emergency medical covered as most homeowner's policies have emergency medical coverage for non-residents. It is also possible to sue the homeowner for damages, i.e. a dog bite.
No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.
It depends on the kind of homeowner's insurance she has. If she has liability/medical pay to others with her insurance, then yes, it will cover your medical expenses.
No, your medical payments do not apply to resident relatives, only to guests.
Medical insurance is not required to obtain a US visa however if a visa is granted some programs require that you have medical insurance during your entire stay in the US
That's what medical Insurance is for. It does not matter whether the house has insurance or not, unless your blaming the homeowner as the at fault party who caused your fall.
Insurance for one's personal property such as auto or homeowner's insurance is tax deductible. Other tax deductible insurances are medical and dental insurances.
No. Homeowners insruance excluded residents of the property. Their medical insurance is responsible for this only.
Try the emergency room at the hospital.
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According to most types of medical insurance companies the medical insurance is not very different compared to different Countries. Normally no medical is required therefore United Kingdom residents are guaranteed to be accepted for medical insurance.
A travel insurance policy will typically cover medical expenses up to the limit that is defined by the policy. In order to ensure that the claim is settled, the policyholder should contact the insurer as soon as they know that medical attention is required.