It is unlikely that a tax refund would be garnished for past due medical bills. Generally refunds can only be garnished for certain things, and medical bills really aren't one. Tax refunds are garnished in instances of: child support arrearages past due federal tax past due state income tax unpaid federal student loans government program repayments However, if you deposit it into an account that they have the right to garnish, the funds lose their identity as a tax refund.
Not just any creditor can intercept your tax refund, but there are certain instances where your money can be seized to secure uncollected debts. Your federal refund can be intercepted for debts ascertained by the Internal Revenue Service, certain federally guaranteed student loans, past due child support, or monies owed to any government or state agency (such as payback of food stamps or even indebtedness to the state department of revenue). Interception of state refunds vary by state, and some instances where your state refund may be applied to a debt may include but is not limited to taxes owed to the state, hospital bills or even past due utility bills.
Ask the biller.
No
Wages cannot be garnished by anyone except the courts. Organisations and individuals must apply through the courts
If they are truly past the limit, you don't want to dispute them. That would be an automatic admission that they are owed and tolls the limitation.
State child support agencies may intercept tax refunds to collect past-due child support.
Any refund due you in a future year will be applied against the amount you owe. Therefore, you may not get all of your refund if you owe certain past-due amounts, such as federal tax, state tax, a student loan, or child support. The IRS will automatically apply the refund to the taxes owed. If the refund does not take care of the tax debt you must continue the installment agreement.
Yes, as long as your refund amount is more than your present or past tax liability.
Under agreements with most States, they can send (they don't keep), refunds to pay off certain obligations...state taxes, child support are the main ones.
Usually the main timeframe is 7 years. One thing to do is don't make payment arrangements because then it starts all over again. I'm not sure if hospitals bills are different. Sorry.
In short, yes. If the real estate is in your name, it can have a lien placed against it for debts you have incurred.