A life insurance agent is the person who knows about the various life insurance policies and explains them to potential clients. The agent is the person who sells you life insurance.
Yes, in some cases a person with a felony can become a life insurance agent. However, it will depend on the type of crime that was committed. Any crime to do with money such as embezzlement will decrease chances of becoming an insurance agent.
No.
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Yes you can. As an agent, you are allowed to write your own policies.
It can be your primary doctor or a doctor that the life insurance company chooses.
Call a licensed life insurance agent
In India, if you intend to become a Life Insurance Agent, you are to undergo online training to be conducted by IRDA and to appear and pass the online exam and thereby qualify for life insurance agency for a period of three years.
In order to become a L&H insurance agent in FL, you will have to complete a 40 Hour pre-licensing course prior to taking the State Insurance Licensing Examination. Once you complete the pre-license course and successfully pass the state insurance exam, you will get a L&H insurance license.
There are many insurance agent training courses that could be right for you. For example, for life insurance training, you could try the courses provided by Independent Life Insurance Agent Association.
An insurance advisor/agent gives probable customers knowledge about an Insurance Plan and sell Insurance Policies. There are three types of insurance agents : 1. Life Insurance Agent. 2. General Insurance(Non-Life) Agent. 3. Composite Insurance Agent(i.e. both life and non life agent). An insurance broker can also be an insurance advisor. Difference between an insurance agent and an insurance broker are: 1. An insurance agent is employed by only one general insurance company or one life insurance company or both(depending on the type of Agent) but an insurance broker can work with any insurance company(Life or General). 2. An insurance agent is accountable to Insurer(insurance company) but an insurance broker is accountable to customers, i.e. an insurance broker works on behalf of customers to seek a better insurance plan. 3. Both agents and brokers are reimbursed by insurance company. 4. There is no capital requirement for Insurance Agents but Insurance brokers must have capital of Rs. 50 lakhs for direct broker, Rs. 1 crore for reinsurance broker and Rs. 2.5 crore for composite broker. Generally Insurance brokers works with big businesses whereas agents work with all type of businesses.
"State Farm doesn't just provide automobile and house insurance; they also provide life insurance. So, you should be able to get advice from a State Farm agent on life insurance."