Polar bears have dark skin, but white fur.
It depends on the classification of vertebrate.Mammals have a body covering of fur, skin or hair.Birds have a body covering of feathers.Reptiles have a body covering of scaly skin.Fish have a body covering of scales.Amphibians have a body covering of moist skin.
The polar bears outer covering is fur.
The body covering is molt I don't know what it is
Wallabies have a body covering of fur.
The body covering is fur.
A lion has a body covering of fur (hair).
the body covering of a buzzard are feathers.
The body covering of deer is fur.
The body covering of a lemur is fur.
A mole has a body covering of fur.
The body covering of a meercat is fur.