"PROPERTY OWNERS ASSOCIATION" would apply if what you are buying is land, but you did not specify.
When buying a horse, OVNO stands for On Very Nearest Offer
the horse is yours forever
Or Near offer :)
A blacksmith or farrier. They make horseshoes as well as put them on the horse. This is what people mean when buying a horse they say 'does the horse stand for the blacksmith/farrier?'
Well I've never heard of a TOA, but I have heard of a POA. If you meant POA, it means Pony of the Americas. It was developed to be used by children and it resembles a small Appaloosa.
A novice when buying a horse is someone who has little knowledge of horses and has never purchased a horse in the past.
A POA horse stands for Pony of Americas, which is a breed of pony that originated in the United States. They are known for their versatility, good temperament, and colorful coat patterns. POA horses are popular among youth riders for their size and suitability for various disciplines.
Buying a Horse - 1914 is rated/received certificates of: UK:U
POA means Price on Application - generally used for luxury properties.
It means "paid on arrival."
The best horse buying website out there is Horsetopia.com. Just make sure the horse is local, and you can pick it up yourself. Never have them be shipped.