It's a present perfect.
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"Have studied" is in the present perfect tense. It is formed by using the auxiliary verb "have" followed by the past participle of the main verb.
I/you/we/they have studied. He/she/it has studied.
Present: study Past: studied Past participle: studied
The present perfect tense of the verb "study" is "have studied."
I had studied.The past perfect is formed with - havd +past participle.The past participle of study is studied
The present perfect tense of the verb "study" is "have studied."