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It depends on the circumstances. If you were in a donut shop and a police officer was reaching for his wallet to pay for his purchase and his gun fell out of his holster, hit the ground and went off hitting you with a bullet and killing you, that may be considered an accidental death. If you drew a gun on a police officer and he shot back killing you, that would not be accidental. That would probably be considered as being killed during the commission of a crime. Most life insurance will not pay any death benefit if you die during the commission of a crime.

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Q: Would being shot by police be considered an accidental death?
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