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That would be the State's Department of Insurance.

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Q: Who enforces state insurance?
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Who enforces California State Housing Act?

Building Inspectors


What is the mechanism through which a state makes and enforces policies?

a goverment


What is the mechanism through which a state makes and enforces it policies?

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Do you need an attorney to enforce the valued policy law in the state of Florida?

No, attorneys have no capacity to enforce a law. Your states department of insurance or it's equivelant enforces the insurance laws of your state, not an attorney. An attorney can however help you get compensation for actual damages or injury you incurred as a result of non compliance with a law by a person or business.


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Which state can you obtain insurance license with a felony on your record?

Every state has restrictions on what types of crimes you can have on your record when applying for an insurance license. Not all felonies however will prevent you from obtaining an insurance license. It just depends on the nature and seriousness of the offense and how strict your state interprets and enforces it. Full disclosure is required. As a licensed insurer you are also by default a "Fiduciary Agent" for the client. It is expected that you will be entrusted with other peoples money so it is important to your state licensing authority that you can be trusted not to abscond. Almost any felony involving moral turpitude such as, embezzlement, fraud, forgery, etc.. will prohibit you from obtaining an insurance license in any U.S. state.