One can find information about the credit reporting agency called TransUnion by visiting the website of TransUnion itself. Wikipedia also has useful information about TransUnion.
When trying to get a mortgage from Georgia Bank and Trust, it is a common practice for the bank to run your credit through one of three credit reporting agencies. The website for the bank does not list what credit reporting agency they use.
unfortunately, you must do it with each one.
Obtaining a free online instant credit report can be pretty difficult. The Fair Credit Reporting Act states that EVERYONE is entitled to one free copy of their credit report. You can request one from your bank or any online credit reporting agency.
If someone wishes to view their credit rating, the Fair Credit Reporting Act allows that person to contact any credit reporting agency to obtain a copy, for free, once per year. The three major credit reporting agencies are Experian, Equifax, and TransUnion.
You can find a consumer credit reporting company by asking the local bank and they should have the correct contacts and information to help you out with what you need.
Yes. Even though Chexsystems focuses on providing one's historical checking and savings activities to commercial banks and credit unions, in 1999 the organization was categorized by the government as a credit reporting agency. Accordingly, they are subject to the Fair Credit Reporting Act.
Equifax is a US Consumer Credit Reporting Agency. Equifax is one of the three largest Credit Reporting Agencies, along with Trans Union and Experian. It is the oldest of the three companies and was founded in 1899.
TransUnion is one of three companies that offers credit reports. Equifax and Experian are also two agencies that specialize in credit reports and scores.
Credit reports are created at the federal level not state. You are allowed one free a year from each reporting agency.
One thing you can do it contact the credit reporting agency that is showing it andtell them you want to dispute it. They have a number of days, 90I think, to send you a form and follow up.
The best way to find online comparisions of credit reporting bureaus is to look for user forums. Here one can find customer experiences. There may be some websites that compare these bureaus, but most of these sites are not independant.