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If your credit card is already being used, then someone has stolen the credit card information and is using it. Someone who works in a restaurant or retail establishment can be stealing your information. They have small hand held units they can run your card through, which reads the information encoded in the strip of your credit card, they then sell the information gathered to identity thieves. They then have your information to be able to use your credit card over the internet and by phone.

You should Immediately contact the Police.

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Q: Why is your credit card already being used?
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