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California has set the statute of limitations at 4 years. A credit card is an open ended account. That will be from the last communications from the debtor. Please note that the credit card may be based on a different jurisdiction which could be longer! Check your agreement for the applicable jurisdiction.

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13y ago
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9y ago

Typically the last contact regarding the bill from the person who owes the money will indicate the time the clock starts. That would include a phone call or payment.

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14y ago

Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in California is 4 years. That is normally from the last use or payment.

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11y ago

Credit cards are considered Open Ended accounts. In California, they have four years to collect or bring suit.

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Q: What is statute of limitation for credit card debt in California?
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