First, "investor" is a term for those who own stock in a corporation and share in the profits...stockholders...in this instance, stockholders of a corporation that does banking business. Stockholders in a corporation doing banking business are treated the same as stockholders of any other corporation. They can gain if the stock goes up in value, or alternatively, they are at risk up to the limit of their investment in the stock.
Depositors (account holders) in a bank are entirely different. Their deposits are LIABILITIES of the bank. They in essense are creditors. However, virtually all banks (there are some exceptions, and some accounts even within those banks are not included), are protected by government or private insurance. (Thats what the FDIC you see regularly is). Under this program, each account is insured by an outside party upt to a reasonably high maximum, per depositer. If the bank fails (goes bankrupt), those account holders are paid in full under that insurance program.
Their BK protects THEM from THEIR creditors...not others from not paying them! Duh. In fact, as the BK company now has the court protecting it, and helping it and it's creditors do everything possible to secure all the Cos assets (your debt is their asset) to distribute and pay the Cos creditors....it will be harder to not pay them now as they have the law, and many interested parties on their side. Just like before the BK, your loan (like any assset) maybe sold by them (and in fact may actually be owned by another already, you just don't know it and they are just "servicing" it for that other), you have no say or interest in it. Your obligation remains the same - repay the money you borrowed as agreed or face legal action.
How A company gets money from shareholders when?
it is easier to attract new shareholders because a plc has a proven track record, so its less likely to go bankrupt and loose your money.
Shareholders of a corporation are the owners of the company. Management are responsible for the day to day running of the company. Management is responsible for making money for the shareholders by keeping the company's operations efficient.
A shareholder is some one who invests money in a company or buys part of your company to receive part of the profits in the form of shares.
you divide the total money the company has by the amount of shares that have been sold to get the share value, then you dish that out and then it is the shareholders money and they can do what they want with it
Members of a company are the shareholders of that company. They are the people who own the company, as they lend their money as the capital for the business.
That's generally what happens when you make a bad investment. Stock is equity...ownership....not debt or a loan to the Company.
The same as in any other company. Usually shareholders have invested money in a company. If the company does well, they get a 'dividend' of the profits. If the company fails - they lose their money !
Generally, when an insurance company goes bankrupt, the guarantees that are being offered on the contract are gone. For instance, if you have a death benefit, or a income guarantee, those will usually be lost. As for the money you've invested in the variable annuity, if your money is invested in the sub-accounts (the various investments that are usually managed by mutual fund management whose names you will usually recognize), that money is still being managed by those companies, and is separate from the now bankrupt insurance company. That is the long way of saying, your money in the sub accounts is safe. However, if you have money in the fixed interest account, that is usually held by the insurance company, and that money may be in jeopardy.
Shareholders earn money through: Dividends: a portion of the company's profits paid to shareholders. Capital appreciation: an increase in the value of a company's stock, which can result in profits for shareholders when they sell their stock. Stock buybacks: when a company buys back its own shares, reducing the number of outstanding shares and increasing the value of remaining shares. 💵💯👉 𝐡𝐭𝐭𝐩𝐬://𝐰𝐰𝐰.𝐝𝐢𝐠𝐢𝐬𝐭𝐨𝐫𝐞𝟐𝟒.𝐜𝐨𝐦/𝐫𝐞𝐝𝐢𝐫/𝟑𝟗𝟕𝟕𝟕𝟔/𝐁𝐡𝐮𝐯𝐚𝐧𝟑𝟔𝟗/
Even if the collection company goes bankrupt, you still owe the bank whatever money you borrowed from them. The bank hires the collection company to get that money, so you still owe them
A corporate executive who devotes any money for any general social.