It means that the two people on the deed are married. The survivor of the two will inherit the property on the death of the other. In some states, it is required that married couples be listed this way on real property.
Refinancing rental property can be hard to do because banks do not like to do it unless the loan-to-value ratio is low. Refinanced rental property will be listed in the same place that retail property that has not been refinanced is listed.
Your insurance won't pay for any damage or injury to persons or vehicle. (unless they were driving legally with a drivers permit)
It depends on whose name or names are on the title. A co-signer of a loan isn't necessarily an owner. Their name must be on the title to the property also. The person or persons who are listed on the title have ownership rights in the property.
There is no property in three numbers being listed.
Assuming there is no will, the estate must be probated and the property will pass to the two sons in equal shares.
438BFU is the Lenders Loss Payable endorsement attached to property policies when you have a Lender listed. This endorsement is a guaranty that your mortgagee will be paid if something happens to the dwelling.
Then only the debtor's interest in the property is considered part of the BK estate. For example, if 2 people own the property, then 50% of the property is included in the BK. If there is enough equity, the Trustee may order the sale of the property in order to pay back creditors.
Nothing happens
It is listed on the property tax bill.
If you were listed on the account, you probably don't have to be aware of the debt. You are well within your rights to ask them for a copy of the agreement and application showing your name and signature.
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